Are The Insurance Companies Looking Out For My Best Interests?

You should understand that the system is stacked against someone that is not represented by an attorney. One of the biggest mistakes a person can make is to trust their insurance company to evaluate and handle their claim fairly. The bottom line is that insurance companies are in business to make money, and they do this by paying out as little as possible or sometimes nothing at all, even when it is clear who is at fault.

Is your insurance representative really on your side?
You might have known your insurance agent for many years, and might even be close friends with that person, but he or she is not the one handling your claim. Insurance companies have well-trained insurance adjusters who work for the insurance companies, not accident victims. And while they may seem nice to speak with on the phone, and will assure you that hiring an attorney is not necessary, just remember that they are not working for you. In addition, insurance companies have their own lawyers who are familiar with the law, and know how to work the system to their advantage. Signing the wrong document or saying that wrong thing to your adjuster might result in devaluing your claim, or even risk losing your right to file a claim.

Will the insurance adjuster maximize the return on your claim?
An attorney’s job is to protect the victims’ rights and to maximize the value of their claims. In contrast, an insurance adjuster’s job is to minimize the value of the victims’ claims. When an injured victim does not know their rights, or understand the value of their claim, it might be easy to just trust the insurance adjuster. After all, they seem nice and fair. In doing so, you are playing into the insurance company’s hands and risk receiving adequate compensation for your claim. An attorney will make sure you know your rights and will work hard to get you the compensation you deserve.